Title Board of Directors

L. Frederick “Rick” Francis is Chairman of the Board and CEO of WestStar Bank Holding Company, Inc. and Executive Chairman of WestStar Bank. Additionally, he is a member of the Board of Directors of the El Paso Electric Company; the Chairman of the Texas Tech University Health Sciences Center – El Paso President’s Development Council; member and past-Chairman of the Medical Center of the Americas Foundation, a member of the Paso del Norte Community Foundation, the Hospitals of Providence and has served the Governing Board in multiple capacities since 1996, including Chairman at the Transmountain, Memorial and Sierra Campuses; as well as the Borderplex Alliance, Texas Business Leadership Council, Texas Economic Development Corporation, and the Pioneer Association of El Paso County.
 
Mr. Francis served on the Board of Regents for Texas Tech University System (2003 - 2019) and was Chairman; and past-Chairman of the El Paso Chamber Foundation. He served on the Executive Committee for the Texas Hospital Trustees, the board of Western Refining, Inc. (NYSE:WNR) and the Community Depository Institutions Advisory Council of the Federal Reserve Bank of Dallas.  Mr. Francis served as president of Area 5 (Rocky Mountain States) Boy Scouts of America, the Young Presidents Organization, the Yucca Council Boy Scouts of America, the Sunturians, and Crime Stoppers of El Paso.  Mr. Francis has been active with the Business Advisory Council at the El Paso Community College, the Rotary Club of El Paso, the Better Business Bureau, and the Greater El Paso Chamber of Commerce. 

In 1996, Mr. Francis was honored as a “Silver Beaver” by the Boy Scouts of America and, in 2001, received the Dean’s Distinguished Service Award from the Texas Tech University Health Sciences Center.  In 2005, he was named “Outstanding Ex” by Coronado High School and “Distinguished Alumni” by the Jerry S. Rawls College of Business at Texas Tech University in 2008. In 2007, Rick and his wife, Ginger, were named El Paso’s “Philanthropists of the Year” by the Association of Fundraising Professionals.  In 2009, he was named “El Pasoan of the Year” by El Paso Inc., in 2010 inducted into the El Paso Business Hall of Fame, and in 2020, inducted into the El Paso County Hall of Honor by the El Paso County Historical Society.

He is a graduate of Texas Tech University (BBA Finance), the Texas Tech School of Banking, and the Southwestern Graduate School of Banking conducted at Southern Methodist University. Mr. Francis has been a Director of WestStar Bank since 1996.

David Osborn served as President and Chief Operating Officer of WestStar from January 2016 until his promotion to Chief Executive Officer in January 2022. WestStar is the region's premier financial services company, servicing the Borderplex area (El Paso, TX; Las Cruces, NM; and Northern Mexico) with more than $3 billion in assets. David joined WestStar Bank (then Bank of the West) in 2000.

David has recently completed his 41st year in commercial banking. Prior to joining WestStar, David worked for JP Morgan Chase for 10 years, where he served a number of roles, including Executive Vice President, Private Banking and Commercial Lending. He began his banking career in 1983 at State National Bank (El Paso, TX) as a Credit Analyst, rising to Vice President, Real Estate Lending, before joining JP Morgan Chase in 1990.

David is currently a Member of the Finance Commission of Texas and a past Chairman and current Board Member at Las Palmas Del Sol Healthcare (HCA). He serves as First Vice Chairman and a Member of the Executive Committee for the Borderplex Alliance. He serves as a Board Member for the Cardwell Foundation and is on the Advisory Council for the Texas Tech Rawls College of Business "Excellence in Banking" program. David is a past Chairman and past Board Member of the Texas Banker's Association. He is also a past Trustee and past Member of the Executive Committee at McMurry University in Abilene, Texas. He was inducted in the El Paso Business Hall of Fame in 2022. His past involvement with the El Paso Chamber includes Chairman of the Board (2009), and board member from 2000 through 2016. Additionally, he was Chairman of Paso del Norte Health Foundation and Vice Chairman of the Board for El Paso County Hospital District. David is also a Leadership El Paso (Class 11) alumnus.

David received his Bachelor of Business Administration from McMurry University and is a graduate of Southwestern Graduate School of Banking at Southern Methodist University, where he received the Recognition of Leadership honor.