Business Credit Card

Choose the card that is right for your business - Standard Card with no annual fee or the Preferred Points Rewards Card.

Extraordinary Mastercard® Business Card benefits include:
  • Rental Car Insurance
  • ID Theft Protection
  • Global Service
  • Mobile Receipt Management
  • Easy Savings
Certain restrictions apply to each benefit detailed in the applicable benefits brochure received with new credit cards.

 

Standard 


Features
  • No annual fee.
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.
Benefits
  • 24-hour toll-free live customer assistance available at 800.367.7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.

Fees
Other fees may be charged, these fees are listed on the downloadable application. 


Preferred Points Rewards

 
Features
  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.
Benefits
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. To view or redeem rewards points, visit mypreferredpoints.com or call 866.678.5191.
  • 24-hour toll-free live customer assistance available at 800.367.7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.

Fees
Other fees may be charged, these fees are listed on the downloadable application.
































Supporting Documents

 Sole
Proprietor		 Partnership Private
Corporation		 Public
Corporation		 Non-Profit
Application X X X X X
Organizational
Papers		 X X X X X
Borrowing
Resolution
X X X X
Financial
Statements
X X X X
Personal
Guaranty		 X X X

Personal Tax
Return		 X X X


Additional Resources

Business
Checking

Explore a suite of checking accounts designed to meet the needs of your enterprise.

Business
Savings

A business savings account is an excellent way to build your capital and grow excess funds.

Business
CDs & IRAs

If you are interested in opening a CD or IRA account, please visit one of our branches.




Personal Credit Card

It is the only card you need to manage your daily life!
 







Additional Information & Disclosures

1 Please see application for information about current APRs and fees.
The issuer and administrator of the credit card program is TIB, National Association a non-affiliated entity of WestStar Bank.


Third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the WestStar mobile banking app. Mobile deposit is a feature of WestStar mobile banking. Use of the mobile deposit feature requires a supported camera-equipped device and you must download the WestStar mobile banking app. Eligible WestStar Bank account and WestStar online banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the WestStar Online Banking Disclosure.